Q. Is this workers’ compensation settlement offer from the insurance company fair?
A: The reason I have a job, along with numerous other workers’ compensation lawyers, is that the answer to this question is usually no. Most insurance adjusters are highly trained adversaries, although most people would never think this; at least not in the beginning of the claims process.
There is no magic formula or process by which an attorney can predict with certainty the amount of money a person is entitled to receive. The real answer is “it depends.” There are many factors to consider and each case is so different. There really is not a magic formula to arrive at an exact value. One size does not fit all. However, our firm will usually have a pretty good idea of a fair workers’ compensation settlement offer after your medical condition has stabilized. We rely on such factors as the extent and permanency of your injuries, if the insurance company has accepted your claim, the cost of future medical treatment, whether you will be able to return to your pre-injury job, and our experience working with hundreds of workers’ compensation cases. I have written an entire report on how to determine the value of a claim.
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