• Injured at Work? What Now?

    If you have been injured in a workplace accident, here are several important steps you must take to get compensation for your injuries and lost wages.

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  • Trouble With Your Workers Comp Claim?

    If you have questions about your claim or if your worker's compensation claim has been denied our attorneys can help.

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  • What's Your Claim Worth?

    Not all work injuries claims are the same, some are worth more than others. We can help get you the most out of your claim.

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  • Do You Need an Attorney?

    Not sure if you need an attorney? Call us today and speak with an attorney for free. We can help answer your questions and get you on the right track.

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I’m Opening a Business – Do I Need Workers’ Compensation Insurance?

Employers who regularly employ 3 or more people at one time are required to purchase workers’ compensation insurance coverage.

However, I believe that all employees need to be covered under workers’ compensation insurance (including you, the business owner).

Workers’ compensation insurance is relatively inexpensive and it protects a company if an employee has an injury at work. If there is a work injury and you are not required to have workers’ compensation insurance, then the employee can sue you.

My business is small and pretty low risk for work injuries compared with a lot of other industries but, as a responsible business owner, making sure my employees are covered by the necessary workers’ compensation insurance is a non-negotiable! You shouldn’t drive around without car insurance and you shouldn’t put your employees and your business at a disadvantage by not carrying the proper workers’ compensation insurance coverage.

I have written a book for injured workers on dealing with the Virginia workers’ compensation system but it is good for employers to understand the system, as well. After all, being a business owner does not make you immune to on the job injuries! Personally, I think the information contained in this book is vital to ANYONE who is employed in the State of Virginia! You just never know what tomorrow will bring, so why not be prepared?

If you would like more information on the Virginia workers’ compensation system order my book, “The Ultimate Guide to Workers’ Compensation in Virginia,” or call our office today (804) 755-7755.

~Author

Michele Lewane, Esq.

2017-04-26T19:43:30+00:00

About the Author:

The Injured Workers Law Firm is a Richmond, Virginia based firm solely focused on serving clients with workers' compensation claims in Virginia.If you have questions about your benefits or if you would like more information on the Virginia workers’ compensation system, order our book, “The Ultimate Guide to Workers’ Compensation in Virginia” , or call our office today (804) 755-7755.