Understanding Workers Compensation Insurance
Posted by Michele Lewane | Uncategorized
What Is Workers Compensation Insurance? Workers’ compensation insurance is an insurance policy that represents a compromise between business owners and their employees. In exchange for medical coverage and wage replacement, employees essentially give up their right to sue employers for workplace injuries and diseases. Workers’ Compensation Benefits are just that – an insurance claim – …
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Can I get Virginia Workers Compensation Benefits for PTSD?
Posted by Michele Lewane | Workers' Compensation Benefits
What is PTSD? Post-traumatic stress disorder (PTSD) is a mental health condition that is triggered by a terrifying event — either experiencing it or witnessing it. Symptoms may include flashbacks, nightmares and severe anxiety, as well as uncontrollable thoughts about the event. PTSD can be a long-term mental health reaction to witnessing or experiencing one …
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Injured Workers Suffering from Chronic Pain may be recommended for a Spinal Cord Stimulator
Posted by Michele Lewane | Uncategorized
In cases of serious injuries, injured workers can be left with the debilitating symptoms of chronic pain. In cases where non-surgical treatment or actual surgery has failed to relieve the pain, your workers’ compensation doctor may recommend a Spinal Cord Stimulator. What is Chronic Pain? Your nerves and brain are constantly communicating with each other. …
Why is Sedgwick Calling Me?
Posted by Michele Lewane | Uncategorized
Often times when you experience an injury at work, you will be getting a call from your employer’s workers’ compensation insurance carrier or “TPA”. Sedgwick CMS is one of the largest “TPA’s” in the world and is involved in thousands of work injury claims every year. Companies like Sedgwick CMS and Claims Management Inc. are …
Types of Injuries and Claims for Virginia Workers Compensation
Posted by Michele Lewane | Types of Injuries and Illnesses
Physical Injuries Claims for physical injuries are the most common type of workers compensation claim. In order for an injury to be covered, Virginia Workers’ Compensation has specific requirements that must be met in order for a claim to be compensable (or covered), just being on the clock is not enough. You must prove three …
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What is needed to prove my Virginia workers’ compensation claim?
Posted by Michele Lewane | FAQ
A: It is the claimant’s burden to prove every element of his or her workers’ compensation case. This includes such things as your wages before you were hurt, your wages after you were hurt, that you reported your injury timely, any witnesses to your injury, what medical treatment you have received, and what work restrictions you have, …
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LiveLifeBig Podcast
Posted by Michele Lewane | Workers' Compensation Benefits
In May 2019, Michele Lewane was invited to Fairfax, Virginia to be interviewed by her colleague and friend, Ben Glass, on his Live Life Big Podcast. There’s a lot of experience in the room when Ben Glass and Michele Lewane sit down to talk about battling it out in the Virginia legal trenches. On the …
Does My Employer Have to Hold My Job?
Posted by Michele Lewane | Returning To Work
Most people injured on the job will return to work quickly. However, there are some who do not. They may return eventually, but it will take some time, particularly if the injury was catastrophic or if surgery is needed. Those people are, understandably, concerned about whether they will have a job when they are able …
Am I Responsible For Filing A Workers’ Compensation Claim?
Posted by Michele Lewane | FAQ
Yes. The injured worker is always responsible for filing the Claim Form with the Virginia Workers’ Compensation Commission. Even if your employer completes their own accident report and sends it to their insurance carrier, they are only required to notify the Commission that you were injured which is not the same as filing a Claim …
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My Workers’ Compensation Claim Was Denied, Now What?
Posted by Michele Lewane | FAQ
There are many reasons that your claim may be denied. You may have said “I am not sure what I did/why I fell/I didn’t feel any pain at the time.” The reason does not necessarily mean that you do not have a case. Thousands of cases are denied. I, along with numerous other workers’ compensation …
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