My answer:  Lord if I know…The laws and exceptions are so varied, and sometimes conflicting, that it has become  an easy way for insurance companies to deny benefits to deserving individuals.


If the “spirit of the law” would be followed with everyone doing the right thing, injured

workers and insurance companies would both benefit.  The Rule is that if an injured worker has been placed on light duty, which the employer cannot accommodate, AND the worker is NOT under an open Award order, the injured workers needs to look for employment within his doctors’ work restrictions.  If you don’t look for work, you don’t get a weekly check.  It makes a lot of common sense but how it is applied is close to pure lunacy.  I have attached the marketing guidelines and a sample chart.  You can also go to my website and download the forms at