Several families in Virginia are being affected by the current Stay at Home Order- people are out of work, unemployment has skyrocketed and citizens are struggling with unforeseen economic hardships.  I know things are rough out there so during this difficult time, I wanted to share with you some resources that may help you and your family with necessary expenses. The links below can offer some assistance with mortgages, insurance, and other bills. See covid-19 blog.

Health Insurance

Clients who lose health insurance may be eligible to apply for Obamacare during a newly enacted open enrollment period:

https://www.nytimes.com/2020/03/25/upshot/coronavirus-health-insurance-faq.html

Loan/Mortgage Forbearance

There may be an opening to request a forbearance on mortgage payments and other consumer loans.  Clients should ask creditors for forbearance during this time of Covid-19 and to do so in writing; make sure to ask specifically what programs or benefits the lender have to offer in light of the coronavirus:

https://www.nytimes.com/2020/03/17/your-money/loan-waivers-coronavirus.html

The Federal Housing Finance Agency has this information available regarding loan forbearance:

https://www.fhfa.gov/Homeownersbuyer/MortgageAssistance/Pages/Coronavirus-Assistance-Information.aspx

Cell Phone and Internet Services

Some telecom companies have programs to keep folks connected if they cannot pay their bill. 

https://www.fcc.gov/keep-americans-connected#pledges

Water and Vital Utilities

If somebody cannot pay their water or electric bill, they can ask their utility provider, municipal government, or state regulatory agency whether targeted relief is available.

https://www.propublica.org/article/some-towns-still-havent-halted-utility-shut-offs-for-unpaid-water-bills-during-coronavirus-even-as-federal-lawmakers-demand-it?utm_source=pardot&utm_medium=email&utm_campaign=majorinvestigations

While our team is operating remotely for the safety of our clients and staff, please know that we are fully functional and we are here to serve you. Call us at (804) 755-7755 or contact us online today.