I’ve talked to several injured workers in Virginia lately who have mentioned to me that either a case manager, vocational counselor, or adjuster has come to their home recently to talk about their case. Listen up folks – don’t let people who work for the insurance company into your home! This puts you in a vulnerable position by letting an employee of the insurance company into your private residence to poke around. By “poke around” I mean questions like:
- Is that a stroller?
- Is there a young child around who needs to be cared for or picked up?
- What about that weight set in the corner? Are you working out?
- Who uses those golf clubs?
- Is that a beer can in the trash?
- Who cares for that large dog?
- Who does all that landscaping in your yard?
- Are those your cigarette butts in the ashtray?
- Do you have to climb all those stairs to get to your bedroom (or into your apartment)?
All these things can lead to ASSUMPTIONS that could potentially lead to problems down the road for your Virginia worker’s compensation claim.
My point is this – Things that seem harmless could spark a conversation or hint at something that was not intended so you need to be extra careful!
Be vigilant! I always tell people that when things are left to chance, chances are the insurance company will lean towards whatever is financially beneficial for them – not YOU!
What’s beneficial for them?
Finding any reason they can to stop paying your benefits! Any of those questions or conversations above could give the insurance company fuel to question if you are following your doctor’s orders and limitations, or if you are potentially engaging in any activities that could slow your recovery and healing process.
If you are going to be meeting with someone from the insurance company or anyone working on your claim, I always recommend speaking via email,
telephone, or text. If you absolutely must meet with the insurance representative in person – Keep it in a public place!
- Coffee Shops
Basically, meet them anywhere but at your home!!
If you would like more information on the Virginia workers’ compensation system, order my book, “The Ultimate Guide to Workers’ Compensation in Virginia” or call our office today (804) 755-7755.
About the Author: Michele Lewane
The Injured Workers Law Firm is a Richmond, Virginia based firm solely focused on serving clients with workers' compensation claims in Virginia. If you have questions about your benefits or if you would like more information on the Virginia workers’ compensation system, order our book, “The Ultimate Guide to Workers’ Compensation in Virginia” , or call our office today (804) 755-7755.